Help, my eBay item could be lost (refund, credit card, paypal) User Name: Remember Me: Password ... Get insurance next time. However, you should read the refund policy associated with your company’s credit card to make sure. $10.99. If you bought an item in person, head into the store you bought it from and ask for a refund. I expect a refund ASAP.” If a seller is eligible for a refund of final value fees, eBay will apply a credit to the seller’s account. eBay Motors enables sellers to offer deposits and buyers to make a deposit during an online transaction. Direct ..seller would issue a refund to your card. But if your refund is still Pending, it could take some time to come through, depending on how you originally paid. call your credit card issuer and request a chargeback. On ebay there are two options.. pay seller direct to their credit card merchant account or process a credit card payment through PayPal as a guest. # on card back. The refund will back to the card. It damages both eBay's reputation and its relationship with credit card issuers. Your secret financial superhero: Section 75 laws mean your credit card provider must protect purchases over £100 for free, meaning you could get your money back if there's a problem. 5,142 posts, read 10,570,704 times Reputation: 4234. Well your question needs to be more specific about what kind of refund you are talking about. I have filed an eBay dispute and will dispute this with my credit card issuer tomorrow. Estimated delivery dates - opens in a new window or tab include seller's handling time, ... after delivery to exchange or send an item back for a full refund. Depending on how you close the case, you may receive a Final Value Fee credit. With no annual fee. One of the key advantages of choosing to pay for a product or service with a credit card is the financial protection it gives you if you need to request a refund, through something called Section 75 of the Consumer Credit Act. Since you're required to have an automatic payment method on file, be sure you aren't making a duplicate payment when you make a one-time payment for your fees. And of course, if the balance is smaller than the payment needed, PP will go directly to the card. The remaining amount is refunded to your PayPal account balance. eBay Motors - Deposits and Down Payments with PayPal. Updating a saved credit or debit card. This credit can be used towards future listing fees. BTW, our poster is a minor--someone who cannot legally buy a prepaid card, nor is allowed on either eBay or Paypal. eBay doesn't want to see it happen because it can create problems with its balance sheets and with the PayPal payment system. You can make a one-time payment on your eBay seller account using PayPal, direct debit or credit card. You are not eligible for fee credits in any of the following situations: You refund the buyer outside of eBay (using PayPal to send money, for instance) You can make a one-time payment on your eBay seller account using PayPal, credit card or direct debit. Is that really so? 11-07-2008, 02:39 PM katzenfreund : Location: wrong planet. What are the other factors to consider when requesting a credit card refund? The only reason I can think of for paypal holding a refund is if the seller has sent the refund in the form of a payment from their bank account and it has not cleared to paypal. Sellers may use their credit cards only if they do not use the "refund payment" process, and instead use the "send money" option. If you receive a defective product, please contact us to resolve the issue. Since you're required to have an automatic payment method on file, be sure you aren't making a duplicate payment when you make a one-time payment for your fees. If you paid using a credit/debit card and your PayPal account balance, the amount paid by the credit/debit card is refunded to your card. Best Match Time: ending soonest Time: newly listed Price + Shipping: lowest first Price + Shipping: highest first Lowest Price Highest Price Distance: nearest first Gallery View Customize 4 results for paypal credit card I got refunded by eBay seller, my PayPal shows refunding is complete, but money is not shown on my Credit Card. The card associations do not allow us to enable credit card-funded refunds. Time limit. Consider a message like this one: “I am totally unsatisfied with this item, and I demand my money back immediately. THE BUYER has paid thru paisa pay credit card,NOW HE doesnt want the product, now i have to refund him his money back, BUT THE PROBLEM IS THAT i am charged 3.5% as credit card charges, HOW CAN I GET THE CREDIT FOR THIS 3.5% WHICH IAM BEING CHARGED BY PAISA PAY Is it ok to go ahead and accept and close the case once it is showing on Paypal or do I need to wait til the money is back on my card? It has to be processed. I have no intention of allowing Paypal to debit my account whenever it likes, and I heard you can't remove a confirmed bank account. eBay Money Back Guarantee covers other electronic payment methods as well, when they are used in eBay Checkout, including ProPay, Skrill, Bill Me Later, credit card, and debit card. When I try and request a refund eBay says I have PayPal protection and to log into PayPal. Making a deposit or a down payment is a normal part of purchasing a vehicle, motorcycle, or even a boat. What refund can I get when using my credit card under section 75? No refund . For that reason, we don't allow sellers to fund refunds using credit cards." I got an email about it from Ebay and I need to respond to the case. Although now that PP has moved to a 180 days deadline, the card is less important. You can check on your refund in your Purchase history - opens in new window or tab. I have a debit card attached I can pay with, but Paypal's asking me to confirm my bank account. Thanks If I paid for my purchase with PayPal and something goes wrong, should I file a PayPal Purchase Protection request or an eBay Money Back Guarantee request? To me the advantage of using the card is that it adds a third level of protection : eBay/Paypal/cc chargeback. I'm trying to despute an item but the seller is ignoring me. How long does it take for refund to be reflected on my Credit Card? Just be sure to make your payment at least 5 days before the due date. 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